§ 01 — Introducing Eliopi
Payment rails,engineered to disappear.
Eliopi is the payment orchestration layer for companies that have outgrown a single processor. One API replaces checkout, routing, subscription billing, fraud defence, dunning, and analytics — and gives your finance team a single ledger they can actually close the books on.
- 01 — Processed — Trailing Twelve
- $4.2B
- 02 — Network Uptime — 2025
- 99.997%
- 03 — Active Merchants
- 2,847
+38% YoY
measured at the edge
across 41 jurisdictions
§ 02 — Capabilities
Everything payments ask of you, handled.
Six primitives cover the surface area of a modern payments stack. Each one ships with the observability, controls, and APIs a senior engineer expects.
- 01
Optimized Checkout
A checkout surface that adapts to the buyer, the currency, the card bin, and the device — without a line of JavaScript from your team. Higher conversion, lower scope for your PCI footprint.
↳ See the docs - 02
Smart Routing
Approval-rate routing decides which processor handles a transaction in under eighty milliseconds. When one network degrades, traffic has already moved.
↳ See the docs - 03
Subscriptions & Billing
Recurring charges, entitlements, proration, trials, coupons, and usage-metered plans in a single billing engine. The retry ladder learns from your customer base.
↳ See the docs - 04
Revenue Recovery
Failed payments are retried on the right network at the right hour, with issuer-specific strategies. Finance sees the recovered revenue in the same ledger.
↳ See the docs - 05
Fraud Guard
A decision engine that blocks high-risk charges, clears good customers at velocity, and exposes every decision as an auditable rule tree. No black boxes.
↳ See the docs - 06
Real-time Ledger
One source of truth for authorizations, captures, refunds, fees, and chargebacks across every processor. Close the books on the first of the month, not the fifth.
↳ See the docs
§ 03 — Platform
One console.Every payment decision.
Operators see the same truth that engineers do. No spreadsheets reconciling four dashboards — just one console that reads across the network, with the controls you need to intervene when the numbers demand it.
- 01Unified console for every processor, currency, and entity
- 02Role-based access with SAML SSO and audit log export
- 03Programmable workflows for disputes, reviews, and refunds
- 04Finance-grade exports — NetSuite, QuickBooks, Snowflake
- 05SLAs published per region with live status attestation
- 06Scoped API keys with per-route rate controls
Gross volume — today
$1,284,507.33
- tx_01JP…f5aMeridian Ledger$12,480.00captured
- tx_01JP…g2bPalladium$1,299.00authorized
- tx_01JP…h0cVerso Mercantile$348.72captured
Approval
98.71%
Latency p95
68 ms
Decline Retry
24.3%
Figure 03.1 — Console, overview pane. Data: staging environment.
§ 04 — Field Notes
We consolidated three processors and a bespoke retry service into Eliopi over a single quarter. Approvals moved ten points and our on-call pages for payment incidents effectively disappeared.
Ines Okafor
VP Engineering
Meridian Ledger
What sold the finance team wasn't the dashboard. It was the ledger — every cent of fees, reserves, and reversals, reconciled on the day it happened, exported in the shape our GL already expects.
Marcus Rhodes
Chief Financial Officer
Northwind Commerce
The smart-routing engine saved us more in interchange and approval uplift in eight weeks than the contract cost for the year. It is the rare infrastructure purchase I can point to directly on a P&L.
Emma Sørensen
Head of Growth
Palladium
§ 05 — Connections
200+ integrations · One API · p95 < 50ms
Plugs in where your stack already lives.
Connect to the tools your team runs the business on. If something is missing, our engineers ship the integration — not a roadmap ticket.
§ 06 — Frequently Asked
The questions ourevaluators ask first.
Have something more specific? Write directly to support@eliopi.com.
How is Eliopi different from a single processor?
Which processors and networks do you support?
How long does implementation take?
What does pricing look like?
Do you support cross-border and alternative payment methods?
What happens to my data?
§ 07 — Compliance
Security isn't a roadmap item.It's the product.
We hold the certifications your enterprise review requires and publish the artefacts your security team needs — SOC 2 reports, penetration-test letters, sub-processor lists, and a living threat model.
- Certification
- PCI DSSLevel 1
- Certification
- SOC 2Type II
- Certification
- ISO27001
- Certification
- GDPRCompliant
Annual on-site audit
Continuous evidence collection
Information security management
DPA provided on request
Also in scope
- 3DS 2.2
- PSD2 SCA
- CCPA
- EMV 3-D Secure
- Secure Customer Authentication
- Tokenization RFC 7636
- TLS 1.3
- HSM-backed key management
- FIPS 140-2 Level 3
§ 08 — Ready When You Are
Move the money,and nothing else.
Stand up a sandbox in minutes. Route your first live transaction in under a week. Keep your existing processors — we'll just make them better neighbours.
No credit card · 14-day evaluation · Cancel anytime · Dedicated migration engineer